Verticalized receivables finance · FCI-aligned rails
Same-day funding. Not the bank's version.
Quaystoneis same-day funding for the small and mid-sized businesses the banks reject — priced off your buyer's credit, wired before your next business day.
How it works
Three steps. From invoice in to cash out — same day.
The invoice on your desk is already an asset. We treat it that way — priced by the buyer's credit, the document trail, and the pattern your industry actually runs on.
- 01
Send us the invoice you already issued.
Upload the PDF (or forward the email). We read the buyer, the amount, and the payment terms.
- 02
Get an indicative offer in a few hours.
We price your invoice off your buyer’s credit — not a generic small-business score.
- 03
Sign and we wire same-day cash.
One e-signature, then ACH lands before the next business day. Your customer pays when they pay.
Why Quaystone
Get an offerBuilt around what the banks aren't doing.
Three advantages that compound — payout speed, underwriting depth, and clean cross-border settlement through our trade-credit-insurance partners.
Same-day payout.
Wire before your next business day on cleared invoices; next-business-day ACH on the rest. No 30- or 60-day wait.
Verticalized underwriting.
Industry-specific models price the receivable against the buyer’s credit and the document trail — not against your credit score.
Clean cross-border settlement.
Through Allianz Trade, Coface, and Atradius on FCI-aligned rails — one currency, one settlement, no chain-split.